First Responder Home Loans
Helping You Reach Ownership
Providing Incredible Savings to our First Responders
As a first responder, you are always just one call away for those who are experiencing an emergency. You stand guard to protect our communities and respond to dire situations. You spend your days serving the communities we live in, and now it’s our turn to serve you. With our mortgage programs, first responders can qualify for home loans at lower interest rates. You may even qualify for certain rebates and grants.
Your days can be exhausting, overwhelming, and stressful. We can help you find a home you can call your own at the end of every day. You need a place to relax and unwind. We work closely with first responders to get you the advice and financing you deserve. Owning your own home is within reach!
How Much Can You Save?
We want to save you the maximum amount of money possible when you are looking to buy a home. Every first responder deserves their dream home at a price they can afford. With our programs, you may be able to qualify for lower interest rates, rebates, grant money, credits on closing, and other vendor discounts. Contact us today to see how much money we can help you save.
Making Home Buying for First Responders a Reality
We prioritize one thing above all else - helping our heroes get into homes. Our first responder mortgage loans provide first responders, including firefighters and paramedics, with the affordable financing they need to buy or refinance a home. We are dedicated to paying back the heroes who have done so much for our communities. Our team at Hero Home Programs™ works closely with first responders to get them the advice and financing they need.
Helping Everyone Reach Ownership
The Hero Home Programs™ is going help you every step of the way. Here are our complete A to Z guides on your Home Purchase Journey.
HOME BUYING GUIDE
Learn about the process for getting a home loan
CREDIT REPAIR GUIDE
What steps you can take to improve your credit score
HOME MOVING GUIDE
Tips and tricks for moving into your new home
HOME OWNERSHIP GUIDE
Your step-by-step guide for buying a new home
The Benefits of First Responder Home Loans
As a first responder, how could you benefit from working with us? With our home buying programs for first responders, you benefit from care, research, and experience, accessing the best available:
- Low rates
- Credit on closing
- Rebates and grants
- Discount with vendors
How You Can Save
A lot of buyers do not know that there are city, state and county grants that they qualify for and That is where Hero Home Program comes into play. We do that research for you and provide assistance with a very customized approach based off of your situation.
A Wealth of Options You Can't Afford to Miss
Often first-time or even experienced home buyers don’t realize something important – that state and local governments along with vendors provide ways to save significantly during the home sale process. Missing out on these grants, discounts, and rebates can cost you thousands of dollars. We run all the research, providing you with a customized list of options based on your location so that you can save big and get that much closer to financial freedom.
Financial Independence Within Reach
Imagine a world where you can save money for the future, protect your family, and still close on a home. Our program works with you to ensure that you get a tailored fit that is the best answer for you and yours. A brighter future awaits with Hero Home Programs™.
We Will Help You Save Thousands!
We will help you secure a hero home loan while saving you thousands of dollars. We promise to be there for you by providing top-of-the-line customer service. To guide you through every step of the home sales or buying process while ensuring that you have a seamless experience that saves you money. Buying a home doesn’t have to be an intimidating process. With our hero mortgage programs, homes for our heroes are within reach!
FAQ
What exactly are Hero Home Programs?
The Hero Home Programs™ is a collection of home programs that offer discounts, rebates and special loan programs to our local community heroes when they are either buying, selling or refinancing their homes.
How much will I save if I qualify for a Hero Home Program
The Hero Home Programs™ rebates and discounts will vary depending on combination of home price, mortgage amount, policy amount, and number of other factors. One thing is certain.. on average you can save hundreds if not thousands of dollars in your transactions by qualifying for our home programs.
How can I qualify for a Hero Home Program?
Qualification for the program is based on several factors such as what state you’re in, your occupation or military service and or different available local government and bond programs.
What's the catch and are there any fees in a Hero Home Program?
The Hero Home Programs™ has no hidden fees. The catch is that depending on where you live, there are different grants and programs that may be available for you. Our accredited lenders will do the research for you to save you the time and ensure you have the best options available.
What if I am already working with another agent or lender outside of Hero Home Programs™?
You can only receive Hero Home Programs™ benefits when you are working with one of our local lenders. If you already have an agent or lender, we recommend you speak to an accredited Hero Home Programs™ lender to make sure you’re getting the best benefits available.
Financial Freedom Starts with You
We want you to have financial freedom and true financial options down the road. Hero Home programs is going to stand beside you and help you every step of the way.
Resource Videos
PREQUALIFICATION OR PREAPPROVAL: WHAT'S THE DIFFERENCE?
What’s the difference between getting PreQualified versus PreApproved? In this video we’ll break down the…
THE TOP 3 BENEFITS TO REFINANCING YOUR HOME
What do you stand to gain from YOUR home refinance? In this video, we’ll break down the Top 3 Benefits…
WHAT IS HOME EQUITY AND WHY IS IT IMPORTANT?
What is equity in a home? What can you do with your home equity? In this video, we’ll answer frequently…
HOW CAN I PROTECT MY CREDIT SCORE?
How To Protect Your Credit Score When Buying Your Home In this video, we’ll break down 2 common credit mistakes…
WHY SOME INTEREST RATES SEEM TOO GOOD TO BE TRUE
Is this Mortgage Interest Rate too good to be true? In this video, we’ll explain the red flags to look…
SHOULD I WAIT FOR A LOWER RATE?
Home Buying Tips: Should you buy a home now or wait for a lower interest rate? In this video, we’ll…
WATCH OUT FOR THIS COMMON HOMEBUYER MISTAKE!
Be on the lookout for this common mistake that all home buyers should avoid! In this video, we’ll explain a…
About Us
The Hero Home Programs™ is a comprehensive program that takes care of all the research for you as to the available benefits; Both in down-payment assistance, as well as any government grants that may exist. A lot of people do not know that there are city, state and county grants that you may qualify for – which is very exciting. The Hero Home Programs™ starts doing that research for you, so that you don’t have to.
And then the Hero Home Programs™ lines up the best financing options possible for you in combination with the above benefits. The thing that really makes the Hero Home Programs™ amazing to work with is the incredibly strong portfolio of different loan products to help you. A lot of companies out there have limited options, which can end up putting you in a box.
But with the Hero Home Programs™, it’s a very customized approach based on your situation. This allows the program to not only get you the best rate available, but the loan that makes the most sense for you.
One of the cool things that separates the Hero Home Programs™ from other programs is that when you’re getting to the point of financing, most lenders just run credit because they have to… That alone isn’t really a good thing, to run credit just because you have to.
The Hero Home Programs™ takes it a step further than that because we want it to be a valuable experience for you. Our accredited lenders not only check credit for approved recipients to help them finance, but they stand beside you to help you improve your credit, to ensure that you get the best rate possible and the financing you need to get your dream home. We want you to have financial freedom and true financial options down that road. The Hero Home Programs™ will be standing beside you every step of the way.
Our Personal Commitment
You have our personal commitment that we will be there for you just as you've been there for us time and time again. We've researched all of the first responder mortgage programs in your area, along with discounts and other benefits you may qualify for. These programs could save you a lot of money. When you contact us, we will work in partnership with you to help you find the right home at the right price.
Hero Home Programs™ are subject to state and federal laws and not all discounts may be available in all states. Cashback and discount amounts are estimates. Actual discounts and rebates received may vary based on sale price of the home, loan amount, occupation and/or military service.
A VA approved lender; Not endorsed or sponsored by the Dept. of Veterans Affairs or any government agency. Customers with questions regarding our loan officers and their licensing may visit the Nationwide Mortgage Licensing System & Directory for more information.
All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change without notice. All fees are subject to state and federal high cost thresholds.
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